This is our portable companion benefit to supplement your Medical Insurance for U-Haul Dealers and employees.
This Critical Illness plan helps people who are concerned with how they would survive financially if a critical illness were to strike them or a member of their family. Chances are you have seen first hand the hardship that a relative, close friend or co-worker has had to endure during the recovery process of a critical illness. Because of today's medical advances, most people can expect to survive after suffering a critical illness. However, the financial hardship can be devastating.
With this affordable supplemental insurance benefit, a lump sum benefit will be paid directly to you upon the occurrence of any covered critical illness and to your beneficiary for life benefits.
Did You Know?
Approximately 1.5 million Americans will suffer a heart attack each year and over 1 million of them will survive (American Heart Assocation, 2003).
Two-thirds, or $111 billion, of all cancer related costs were indirect, non-medical expenses, not covered by medical insurance (American Cancer Society 2002).
62% of Americans suffering from all forms of cancer will survive five years or more (American Cancer Society, 2003).
Stroke is the leading cause of serious long-term disability in the U.S. About 4.6 million stroke survivors are alive today (American Heart Association, 2003).
Covered Critical Illnesses Include*
Heart Attack
Stroke
Life-Threatening Cancer
Cardiac Bypass Surgery
Heart Transplant Surgery
Terminal Conditions
Family Protection Plan -- Choice of Life and Critical Illness Benefit Amounts
This plan provides a range of benefit amounts to choose from. Up to $100,000 Level Term Life and Accidental Death & Dismemberment Insurance, which includes a 30% ($30,000) Critical Illness benefit, is available. Spouse and children can also be covered. Benefits are not tied to any other insurance and are paid in cash and can be used in any way you choose.
This important supplemental health benefit is portable -- You can take it with you if you retire or leave your place of employment. Also, coverage and premiums are level to age 100, based on current mortality, as long as premiums are paid. Benefits do not reduce at age 65 or retirement.
Medical technology now allows someone who would have died from a critical illness only 30 years ago to survive today. This Critical Illness benefit helps people who are concerned about how they would survive financially if a critical illness were to strike them or a member of their family.
*Covered conditions and benefits may vary by state. Not available in all states. This summary is not intended to replace any policy forms, plan documents or descriptions.
