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Critical Illness Insurance Plan
Dealer Health Benefits Program 
THIS IS PERSONAL HEALTH INSURANCE FOR CRITICAL ILLNESSES "Before Life Presents the Problem" U-Haul International has arranged this important Critical Illness benefit with Oxford Life Insurance Company for U-Haul Dealers and their employees. Because of today's medical advances, most people can expect to survive after suffering a critical illness. However, the financial hardship can be devastating. With this affordable voluntary health insurance benefit, you will receive a lump sum benefit upon the occurrence or diagnosis of any covered critical illness. Did You Know? - Approximately 1.5 million Americans will suffer a heart attack each year and over 1 million of them will survive (American Heart Assocation, 2003).
- Two-thirds, or $111 billion, of all cancer related costs were indirect, non-medical expenses, not covered by medical insurance (American Cancer Society 2002).
- 62% of Americans suffering from all forms of cancer will survive five years or more (American Cancer Society, 2003).
- Stroke is the leading cause of serious long-term disability in the U.S. About 4.6 million stroke survivors are alive today (American Heart Association, 2003).
Covered Critical Illnesses Include* Heart Attack Stroke Life-Threatening Cancer Multiple Sclerosis Loss of Sight Loss of Limbs Terminal Illness Renal Failure Major Organ Transplant Paralysis Alzheimers Disease Major Heart Surgery $10,000 Benefit Amount* This plan provides a basic benefit amount of $10,000 for the first occurrence of any of the covered critical illnesses. The benefit for major heart surgery is $2,500. Higher benefit amounts are available on request, subject to underwriting. Benefits are not tied to any other insurance and are paid to you in cash and can be used any way you choose. Medical technology now allows someone who would have died from a critical illness only 30 years ago to survive today. This plan helps people who are concerned about how they would survive financially if a critical illness were to strike them or a member of their family. Benefits are not tied to any other insurance and are paid to you in cash and can be used any way you choose. Coverage is portable and can be taken with you if you leave your place of employment or retire. Coverage continues to age 100 or as long as premiums are paid or all the benefits have been paid out. Benefits do not reduce at age 65 or retirement. Complete description of benefits is contained in the policy. For enrollment information, please call 888-551-9801. *Covered conditions and benefits may vary by state. Not available in all states. Form# DB717 UHDBP-005
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