Dealer Benefits Network is a U-Haul do-it-yourself national resource for affordable health insurance and employee benefit solutions for independent dealers, small business owners and their employees and family members.
Our national private health insurance exchange is open online 24/7 all year around
(Use the Blue Buttons at the left)
For over a decade, the U-Haul Dealer Benefits Program has offered high-value major medical and dental insurance to Dealers and their employees and families through our national private health insurance exchange. Medical plans on our private exchange meet all of your state's regulatory requirements and cover the "10 minimum essential health benefits" for federally-qualified plans. We can also help with "life event" and tax-subsidized enrollments.
Importantly, through the U-Haul Dealer Benefits Program, you can sign up for benefits all year round on our private national exchange.
You do not have to use the government exchanges.
The new federal health reform law, called Obamacare or the Affordable Care Act, established a framework of national OPEN and SPECIAL enrollment periods for people to enroll for medical insurance, without answering health questions. You can use your U-Haul Dealer Benefits private health insurance exchange to get medical insurance during the federal enrollments. You can also get temporary medical coverage at any time of the year by enrolling in one of our short term medical insurance plans.
The next federal OPEN enrollment period is set to begin next fall (November 1, 2015 - January 31, 2016) for coverage effective in 2016. SPECIAL 60 day enrollments are available during the year for people who have qualifying "life event" changes, such as losing a job that provided health insurance, re-locating, getting married or having a baby. (Last year, the Centers for Medicare & Medicaid Services extended the length of the OPEN enrollment period and announced an additional SPECIAL enrollment during tax filing season for people needing another chance to enroll for qualified medical plans and avoid paying the annual tax penalty for not having health insurance.)
Available on the U-Haul Dealer Private Health Exchange:
Qualified major medical insurance plans meeting the new federal, plus all of your state's requirements, during federal OPEN and SPECIAL enrollment periods. If you have a 'qualifying life event' or a 'hardship exemption' during the middle of the year that triggers a SPECIAL enrollment, you can sign up with us for a qualified major medical plan that meets all the requirements of your state and the new federal coverage requirements.
Short Term Medical provides inexpensive coverage for up to six months (even up to 12 months in some states) to help you fill the gap in coverage until the next federal enrollment. The federal reforms have created healthcare gaps that cannot be filled by traditional plans. So we have arranged this new solution for those who are in need of coverage for a short period of time. Short Term Medical insurance is designed for U-Haul Dealers who are waiting for the next federal OPEN enrollment, or who do not qualify for a federal SPECIAL enrollment, but do not want endanger themselves and their business by going without coverage. Short Term Medical can also be the solution for those between employment opportunities, for young adults no longer eligible for family coverage, for those waiting to enroll in a group plan, for those retiring early, and for simply anyone who misses government exchange enrollment periods.
24 Hour Doctor On-Callservice - our 24/7 call a doctor service, with no consultation fee and health discounts, for only $12 a month for the entire immediate family. Available all year around.
Dental, Accident, Hearing & Vision, Life and Long Term Care insurance are still available all year around.
Medicare - If you are 65, or getting close to your 65th birthday, we can also help you find affordable Medicare supplement insurance plans in your area.
Confused by the new federal rules on your medical insurance!
If you are having trouble getting medical and other important employee health benefits, let us help. We do the due diligence for you. We identify and broker with the highest rated health insurers authorized to do business in each state and we include in our private exchange the best-value health insurance plans we find filed by the top insurers and approved by your state insurance authority. They include the new federally-qualified medical plans, so Dealers and employees can choose from the best carriers and most cost effective plans available in their area. We also negotiate important voluntary benefits, such as dental, accident, vision & hearing, long term care insurance, affordable Medicare coverage in your area, as well as dealership business support services on your behalf.
Rising costs for healthcare, employee benefits and insurance reform are impacting employers and employees throughout the country. Now you can take advantage of these important benefits and insurance services we have negotiated and arranged for you, your family and employees.
Individual * Family * Business
Benefits and Insurance for Independent Dealers
Dealer/Owner, spouse and family coverage
Employees of Dealer businesses and their families also eligible
The U-Haul Dealer Benefits Program is a collection of health insurance and services, employee benefits and related programs arranged and negotiated specifically for U-Haul Dealerships and administered under an exclusive arrangement with U-Haul International Inc. by Dealer Benefits Network. Dealer Benefits Network contracts with insurers and service/benefit providers for a wide choice of coverage plans, pricing and discounts available to Dealers and employees of Dealer businesses. All plans are not available in all states. We do not provide legal or tax advice. Please contact your legal or tax advisor for advice on how the Health Reforms will impact you.We strongly recommend Dealers and employees evaluate their needs before choosing a health plan and encourage you to talk with our experienced and licensed representatives to assist you.